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Stored Value Wickets
No Networks - Data Is Right On The Card

                  
Credit vs. Debit vs. Stored Value
There are basically three ways in which payment cards are used: 1) as a credit card wherein a trusted 3rd party (such as Visa or MasterCard) agrees to pay the seller for you now and bill you later for the sales amount, 2) as a debit card wherein you have money on deposit with a trusted 3rd party (such as a bank) and the seller is instantly paid by debiting your deposit account, and 3) as a stored value card wherein you have purchased credits form an establishment which are stored in memory on the card and debited from the card as they are used. (Note: Some gift cards promoted in the market place are referred to as stored value cards, but they are technically debit cards as the value is stored in a remote account - not on the card.)


Wickets Stored Value Advantages
The benefits of a Stored Value Wickets as compared to credit cards or debit cards (including private debit cards that merely act as a reference number to a remote sever account) are simply summarized as follows:

  1. There is no network wiring, thus no cost to run communication cables from each machine back to some central location to connect to a server holding the actual account information.
  2. Wicket Readers work independently when reading and debiting Wickets. There is no reliance on a common remote server or communication link that could fail and halt your entire business.
  3. There are no magnetic stripe reader heads to get dirty, no Smart Card electrical contacts to fail, no mechanical moving parts, and no exposed electronics. Basically there is nothing to maintain!
  4. You can have full-custom or semi-custom graphics to reflect the nature of your business. Full-custom Wickets include graphics and text. Semi-custom graphics is just text over standard graphics.

Where Values Are Stored
Each Wicket has an RFID (radio frequency identification) inlay, like the one pictured to the right, laminated on the inside layers of the Wicket card or key tag. A loop antenna with about 10 coils surrounds a central chip which contains both communication and memory circuitry. The circuit is actually powered by extracting energy from the near field of the Wicket Reader antenna. IDX Wickets use inlays meeting the international standard ISO 15693. The value stored in the RFID chip memory circuits is protected from hackers by numerous means as described on the Wickets Security web page.


What Is Stored On A Wicket
The most important piece of data stored on the chip of every RFID inlay is a unique 64-bit User ID number that is written permanently to it in the factory. There are enough numbers so that each of the 6 billion people on earth could each have 3-billion unique numbers for themselves. So, we won't be running out of those anytime soon. All other information stored in memory is written there by the Wickets system and includes:

  • Site ID:  The Site ID value ties each Wicket and each Wicket Reader to a particular site to prevent cross-play between Wickets of different proprietors.

  • Function ID: The Function ID identifies the function for which a particular Wicket is to be used in the system. The various functions include a) customer Wickets, b) service Wickets, c) configuration Wickets), and report Wickets.

  • Account Balance: The Account Balance holds the amount of real money a customer has put onto his Wicket that may possibly be refunded for cash. Wickets can be 'pre-valued' at the factory, by Wickets Administrator, or at a Revalue Station.

  • Bonus Balance: The Bonus Balance holds the amount of Bonus Bucks that can be used the same as money in operation of the equipment, but which is not refundable for cash. A Bonus Balance can be put on at the factory, by Wickets Administrator, or at a Revalue Station.

  • Loyalty Points: One Loyalty Point is accumulated for each dollar actually spent at an establishment. Loyalty Points can be redeemed for Bonus Bucks according to a ratio setup by the operator, or redeemed by whatever method and for whatever value the establishment may like.


What Is NOT Stored On A Stored Value Wicket
There is no personal information stored on a Wicket. No name, no address, no social security number, no bank account number, and not even the name of your secret lover... did you actually read this far? Amazing!